Debt counselling
A closer look at your income, expenses and credit commitments, with guidance shaped around your circumstances.
Find your starting pointA FRESH START BEGINS HERE
Less debt stress.
More room
to live.
You don’t have to face debt alone. Let’s understand your situation and work towards a more manageable financial future, together.
A real conversation. No judgement.
A LITTLE CLARITY.
A NEW POSSIBILITY.✳
A NEW POSSIBILITY.✳
01Let’s talkStart where you are.
02Make a planOne step at a time.
03Move forwardWith us beside you.
✦
Your next chapter
starts with a conversation.
People first.Always.
NCR-registered counsellorNCRDC1938
Personal, practical supportYour circumstances come first
Rooted in KlerksdorpHere to help you move forward
A WAY FORWARD
When debt feels heavy,
we help lighten the load.
Whatever brought you here, you deserve to be heard. We’ll help you understand your options and take a considered next step.
Debt review guidance
Understand the formal debt review process and whether a restructured repayment plan could be appropriate for you.
Apply for debt reviewA clearer budget
Make sense of what comes in and what goes out, so your essential living costs form part of the conversation.
Talk about your budgetSMALL STEPS. MEANINGFUL CHANGE.
You don’t need all the answers.
Just a place to start.
Start with a conversation
Tell us what’s worrying you. We’ll listen and explain how we may be able to help.
Understand your options
We review your circumstances and explain the process, obligations and applicable fees before you decide.
Build a way forward
If debt review is suitable, we work towards a repayment proposal for consideration by your credit providers.
Take it one month at a time
Stay in touch as you follow your agreed plan and work towards completing the process.
Debt review is a formal process. Suitability, repayment terms and outcomes depend on your individual circumstances.
THE HEART OF CCDC
Behind every
balance is
a person.
CONSUMER CARE.
OUR PRIORITY.
OUR PRIORITY.
REAL PEOPLE. PERSONAL SUPPORT.
On your side.
At every step.
Money worries can affect more than your bank balance. At Consumer Care Debt Counsellor, we start by listening to the person behind the numbers.
Founded by Simon Mosima Malete, CCDC offers debt counselling with a focus on clear communication, integrity and your individual needs.
SM
Get to know your options Simon Mosima MaleteFounder · NCR-registered debt counsellorNCRDC1938 · DCASA membership 0430
A LITTLE MORE CLARITY
Good questions.
Clear answers.
Taking the first step is easier when you know what to expect.
Ask us a questionWhat is debt review?
Debt review is a formal debt-relief process for consumers who are over-indebted. A registered debt counsellor assesses your finances and may propose a restructured repayment plan. It does not cancel your debt.
Is debt review right for everyone?
No. Your income, living expenses and credit commitments need to be assessed. A conversation with a registered debt counsellor can help you understand whether it is suitable and what alternatives you should consider.
Can I take out more credit during debt review?
You cannot take on further credit while under debt review. Your counsellor will explain the credit bureau indicator and the requirements for completing the process and obtaining clearance.
Are there fees involved?
Yes. Debt counselling and related legal services involve fees. Ask for a written explanation of all applicable fees before making an application. You can also consult the National Credit Regulator’s published guidance.
What should I prepare for our conversation?
Start with an idea of your monthly income, essential expenses and debt repayments. If you decide to proceed, your counsellor will explain which documents are needed and how to provide them. Please don’t send identity documents or bank details through this website.
Does a callback request put me under debt review?
No. This form is an enquiry only. Requesting a call does not constitute a formal debt review application or enrol you in a repayment programme.
Learn more from the National Credit Regulator ↗.
YOUR NEXT CHAPTER
Let’s find your
way forward.
Leave your details and ask our team to get in touch. Sometimes, a conversation is the best place to begin.
018 462 4263 info@ccdc.co.zaVisit us in Klerksdorp
51 Leask Street, West End Building
Office 4, Ground Floor · Klerksdorp, 2571
Get directions ↗
A fresh start starts here.
Request a call from our team.